FAQ
Questions, answered.
How leads are made, what they cost, what a county includes, and who is responsible for the sale.
The leads
- Where do the leads come from?
- Our own annuity sites. A person researching retirement income asks a licensed professional to contact them, we verify the contact details, and the lead goes out. Nothing scraped, recycled, or bought from a list broker.
- What counts as a lead?
- Age 55 to 80, a working name, phone and email, in that county, asking to talk about retirement income or a rollover, with at least $100,000 to move.
- What comes with a lead?
- Full name, phone (verified) and email, plus their age, county, the amount they want to place, what they wrote, and how they asked to be reached. When they booked a call time, that is on the lead too.
- Are the leads exclusive?
- Yes, two ways. A lead from a county with a holder is that agent’s automatically. A lead on the alerts and the board goes to the first agent who buys it. Either way the contact details are never resold or shared after that.
- Do I need to be licensed?
- Leads and lead routing are for producers licensed in that state. Free alerts without a license show the market and the price only; no contact details are unlocked.
Free lead alerts
- What are free lead alerts?
- An email or text every time a new lead lands in one of your states, with its price on it. You buy only the ones you want. No card to join, no minimum, unsubscribe in one click.
- How fast do alerts arrive?
- As soon as the lead clears our checks. Most go out the same day; nothing goes out until it has been checked.
- Can I change my states or how I am reached?
- Any time. States, email or text, and quiet hours all live under Alerts in your portal, and every alert carries an unsubscribe link.
Buying leads
- How much does a lead cost?
- Single leads are $75 to $410, priced on the account size and how soon the person wants to act, and posted on every lead before you buy. Packages are $250 a lead in sets of 20, 40 or 60, generated after you order. How every price is set
- Do I pay anything upfront?
- No platform fee, no retainer, no deposit. You buy a single lead when you want it. A package is paid when you order it, and the only recurring charge is a county you claim yourself.
- What if a lead is bad?
- You only pay for real leads. Report it within 7 days and we credit a lead with bad contact info, a person who never asked, the wrong person, the wrong county, or a duplicate you already received in the last 90 days. To report one, use the Report a bad lead button on the lead in your portal, or the bad lead form, and tell us what went wrong and how many times you tried to reach them. We review inside 24 hours, and an approved credit goes out the same day as a code by email. The credit is the full price you paid, works on any lead, and never expires. Credit, not cash. County holders: the credit is refunded to the card the lead was charged to. Not covered: no answer, no sale, or “just looking”. Report a bad lead · The exact terms
- How do leads reach my CRM?
- By email and in your portal, with the full contact details on every lead; forward or enter them into your own CRM.
Own a county
- What does owning a county get me?
- One agent per county. Every lead the county produces goes to you and nobody else. The price and the billing rhythm are posted on every county before you claim it.
- When a lead comes from my county, do I have to buy it?
- No. It is already yours. Your card is charged the posted price when it arrives. Set a monthly cap (default 5). Over the cap, that lead goes to the state alert list.
- What is the monthly cap?
- Default 5 leads a month across your counties. Raise or lower it in the portal. Over-cap leads are sold on the state board so they do not sit and go cold.
- Does the county fee include the leads?
- No. The fee buys the county. Each lead auto-bills at its posted price, $75 to $410, the same price everyone pays, as it arrives. It is not an optional cart. What you buy is that nobody else ever sees it.
- What does a county cost?
- $25 to $3,000 a month, set by how many leads the county produces. Most counties sit at the bottom of that range. Only the metros run higher.
- Are county leads exclusive?
- Yes, up to your cap. A lead from your county is not shown to anyone else unless you are over cap, paused, or you dropped the county.
- What happens if I pause a county?
- Ads for that county stop. You are not charged for new leads while it is paused. The county stays yours until you cancel before the next bill. Organic leftovers, if any, go to the state board.
- Is there a contract?
- No long contract. Each county has a posted monthly price and a posted bill rhythm. Several counties bill as one subscription. Cancel or drop a county before the next bill. Leads are extra, billed when they arrive.
- How do I manage or cancel my county?
- From Billing in your portal. Cancel or drop a county before the next bill and you keep it until then. Open Billing
Compliance
- Do you check my license before I claim?
- We do not block checkout. We only route live consumers to you, and put your name on the county page, if you can legally work that state. Unlicensed means no routing and no directory listing.
- Who is responsible for the annuity sale?
- We generate the inquiry and the consent record. You are the licensed producer. Suitability and best interest are yours.